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Before Investment, Always Ask Your Broker

How does this stock fit in with my long-term strategy? You should make sure the broker knows whether your objective is long-term growth, high-dividend income or a quick killing. Tell him or her how much risk you are willing to shoulder. If you are a buy-and-hold investor and your broker keeps suggesting ideas suited to frequent traders, then trade brokers.

Is this stock better than the one you urged me to buy last week? Most brokers have several stocks to push at any time, so get your broker to compare some of the other issues on his or her list with the one he or she is flogging at this moment. And exactly why should I buy this stock now?

Is this stock undervalued? One sign that a stock could be a buy is that its price is near the bottom of its trading range of the past few months. But the stock might be cheap because the company faces serious problems, such as stiff competition, heavy debt or costly litigation. Ask what makes the stock such a bargain.

What is your twelve-month price target for this stock? If you do decide to buy, enlist your broker to help set a price at which you might be wise to sell and cut your losses. The price he or she chooses might help you gauge the risk that your broker sees in the investment.

Chances are your broker will be a well-trained, honest professional. But, just to protect yourself, put any important communication with him or her in writing.

If you have conservative, risk-averse goals, express them in a letter to your broker. Then he or she won’t be able to claim later that you really wanted a more aggressive strategy. If you are thinking of making an investment on the strength of an oral assurance from your broker, write another note confirming what you were told about it.

And don’t automatically sign agreements that give your broker the power to buy on margin or buy options without your prior approval. Those actions magnify your potential for gains and losses by raising your risk.

A final note: After you have been with a broker for six months, coolly evaluate your total market performance. Then do it yearly. Compare your gains and losses with the NIFTY index. If your portfolio’s performance, before commissions, falls below the NIFTY, don’t hesitate to take your money and run to another broker.

How to Start a Home Based Internet Business Quickly

There are plenty of opportunities out there for those who are thinking of starting their own home based business. All you have to do is to do the right search and you are sure to find a business that is appropriate for you. The internet is a great source of revenue for many people across the globe.

A lot of people offer freelance work from the comfort of their home. If you do a proper homework using some prominent search engines you are sure to find many internet-based businesses which are looking out for talented people like you. The internet provides you with plenty of opportunities to work. Within a short span of time you realize that you have transformed your computer into a money making machine.

There are many sites that offer home based opportunities. All you have to do is to choose the one that is authentic and your contribution can add value to that site. It is important to be comfortable with the work you choose. Home makers with some time on their hands can opt for home based opportunities as they can earn quite a lot by skillfully organizing their time and skill set effectively. There are various opportunities offered on the Internet to enable you to sit at home and earn money. These include the Click Bank, type at home, Pay per click, content writing, Google Ad sense, affiliate programs, etc.

Here are a few things that you may need to start a home based internet business

- A personal computer
- High speed internet connection
- Few hours to spare
- Identification of your skills

With Google Ad sense, the Company pays for your efforts. This works effectively through use of affiliate marketing strategy. Each time the visitor clicks on any of the advertisements posted by you, you will be paid for it. Isn’t this an interesting option for you to try out? You have all the freedom to start your own blog without having to make any huge investment. Google places advertisements that may relate to your blog. In case people visit your website and happen to click on any of these advertisements you make money.

You can also buy and sell products through various web sites. This will help you make small profits initially but later you can make huge margins. You can also buy antique stuff and jewelry from auction sites and resell them on the internet.

You can write articles for various websites. There are plenty of sites which offer you writing projects. Here bids are offered to those who are willing to complete the job at the client’s rate and time period. Once the competed work is submitted, they are paid through authentic sites.

When you want to start a home based business and make that quick and easy cash then you should do a lot of research and locate authentic business opportunities. There are a lot of bogus sites that may not pay you well. So make sure you do not land in a state of shock after putting in a lot of hard work. Setting up a small home based business can be very lucrative and fun for many. They get to work from their homes at their flexi timings. They also get to spend quality time with their family.

Why You Should Be Investing in Learning Toys for Your Children

Learning toys are becoming more popular with parents these days, as parents realise that education isn’t just something for school hours. There are a number of reasons why learning toys are an investment that provide value to your child. In this article we look at why you should invest in buying learning toys for your child.

Early learning before school

As your child grows emotionally and mentally, you will need to do all that you can to support this process. When children start school, they should already be able to perform basic skills such as being able to wash their own hands, go to the toilet alone and they should be able to count. Most parents realise that learning is not just something that should happen at school, it’s a daily process that should be encouraged and supported with the use of learning toys.

Learning habits to last a lifetime

Parents who support their children in the learning process can often be setting up their children for a lifetime of learning. The more complex and taxing problems that will need to be faced as the child reaches teenage schooling will be easier to solve by the child that had learning as a part of their everyday experience. Educated children eventually evolve into educated adults who will perform better at university and work. This will enable them to provide for their families and to live a nicer lifestyle than might otherwise be afforded to them.

Educated Kids are Less Likely to Divorce

A study performed at Stanford University in the 1970 involving marshmallows conduced that children who have basic skills from being educated at home before they attended school were less likely to divorce and more likely to live longer. Parents should do all that they can for the children’s educational level and this will include the supply of learning toys and books.

The more exciting and colourful the learning toys are, the more they will engage your child. Making learning enjoyable is one of the concepts that have been recognised to be of benefit to adults in addition to young children. The more advanced that children are in their education, the more opportunities the child will get as a child and as an adult. They will be offered a place at a better school and this should eventually lead to a better job than they might otherwise have secured with less education.

When you think about whether you should purchase a toy that your child might enjoy, think about how learning toys can be of great benefit in the long term life experience of your child. With this in mind, find learning toys that are fun and educational.