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Start a Small Business From Home – Commercial Cleaning Can Put a Shine on Your Bank Balance

If you are looking to start a small business out of your home and are one of those people who love to keep things spic and span, a commercial cleaning business is just the ticket for you.

Commercial cleaning generally includes places like offices, stores, schools, restaurants and many other businesses. Your job will generally start after the regular work crew has gone home for the day. At one time many larger companies employed their own cleaning staff but as times have gotten tighter, more of them are outsourcing these jobs. In fact according to a report by the Building Contractors Association the cleaning and building maintenance field is growing by at least 7% per year.

So what does it take to get started? Basically the willingness to work hard with one goal in mind, to make the business you are cleaning the cleanest place in town. Your basic tasks will be set by your employer but will most likely include floor care, cleaning bathrooms, windows, emptying trash and an assortment of other cleaning tasks. It may not be the most glamorous job on the market, but it is very possible to earn $40,000 to $50,000 in your first year.

You are going to have to invest in a minimum of equipment to get started, you will need brooms, mops, buckets, rags and cleaning supplies, if your job site has carpets you will need a good heavy duty vacuum cleaner. You should also have a reliable vehicle to get to and from your jobs; a minivan is perfect for this.

Start out on a small scale with one or two businesses and make sure that you are able to get the job done in a reasonable amount of time before adding too much to your plate. Be prepared to offer additional services as your skills increase perhaps carpet shampooing, cleaning curtains and furniture even watering plants and cleaning parking lots can add hundreds of dollars to your income.

To get started in your new business get flyers printed and take them to all the local businesses from restaurants to factories and office buildings. If there is competition in your area find out what they are charging and offer your services at a discount, many businesses are looking for ways to save money and this is a good way for them to do just that.

The need for this type of small business is expected to continue to grow as the economy gets tighter, that makes it a great time for you to start your commercial cleaning business.

Ways to Make a Smart Home or Investment Property Purchase

With the doom and gloom and overflowing homes for sale in the housing market, buyers are all the more having a hard time locating good houses in reasonable prices. But there are plenty of ways to go about in the market and make a smart home purchase.

1. Making a list, and checking it twice. It may be hard to have a clear head at this time, but you need to ascertain what your real “needs” and “wants” are for a home or an investment property. More often than not, real estate agents use multiple listing services or MLS, say, Clemmons MLS for example, to perform advanced searches based on the criteria supplied by your lists. Most buyers wind up giving out to many “wants” instead of sticking to their primary concerns or “needs.” The more items a buyer requests the tighter the search filter becomes and this is how many potentially perfect properties are missed.

But home buyers now can do their own search online through these online inventories or MLS; again, they just need to determine what their actual needs are, while giving up on some of their wants, for them to be able to find what they can truly afford in their desired locations of next residence.

2. Take the time to study the real estate trends and pricings in your preferred neighborhoods. While sales remain stable in some areas, in others prices and sales dropped more than 30% over the last two years. Be sure to buy a home in a neighborhood with steady sales record, just like Clemmons real estate for example.

3. Hire a professional. The home-buying process is not a DIY-task. Do not try to navigate the wobbly real estate market. An experienced and licensed real estate agent can acquire or have updated sales figures to help buyers find the home they want, need, and at the most affordable price.

4. Determine your credit score. At this time, your credit score and credit history are more important than ever. The more stringent underwriting guidelines have changed the type of loan programs you can apply for and may have a chance of acquiring. Most buyers still get financing, but there are more documentations and larger down payments required today compared before the house crisis. You must have known the drill: the higher your scoreis, the greater your chances of qualifying for a loan.

5. Have yourself pre-approved by your chosen lender. With your solid credit score to boot, pre-approval certificates from your lender will also confirm your sincerity when handing out an offer during negotiations. TIP: If the creditor has qualified you for a certain amount, say $300,000, then ask if they can issue you several copies of the letter, one for $300,000, one for $275,000 and another $250,000. Why? Because if you bid $250,000 for a $300,000 house, you do not want the seller to know that you can really afford a $300,000-worth property or house. By doing so, you have leveled the field when negotiating.

6. Don’t procrastinate, make any offer you can think of. In this market, a smart home buyer will not wait until prices start to catch up again, that is practically indeterminable. Your agent can actually acquire information and advise you on how long a property has been on the market and how motivated the seller may consider any offer. You can ask the seller outright to share on closing costs. Vendors, maybe even those among Clemmons homes for sale, may be willing to negotiate, depending on the given situations they’re in. You will not know until you try. But if you wait until prices are back up, chances are you will already pay a higher price and have less room to negotiate for your chosen house or property.

Start a Small Business From Home – Bicycle Repair Riding Your Way to Profits

Starting a small business from home can be as rewarding as it is profitable; providing you find something that you really enjoy doing. If you are handy at fixing things perhaps you should consider bicycle repair.

Everybody has a bicycle, and almost everybody loves to ride, with every department store selling them it is easy to see how popular they are. But what happens when they break? There seems to be a shortage of bicycle repair businesses, and this leaves bike owners with limited options, pay high repair prices at the one bicycle shop in town, repair their own bike or throw it out and buy a new one.

This leaves a great market for a small bicycle repair business from home, and as an added bonus you will not need a lot of tools to get started, your basic toolbox will have most of the tools you will need to fix bicycles, and the few items you will need should not cost much. As your knowledge and skill grow, you can add more specialized tools that the bigger shops use such as bike stands, but this will not be necessary to get you started.

Be sure to pick up a few good bike repair manuals, while changing tires and replacing spokes on a wheel seems pretty simple and straight forward some repairs like adjusting brakes or derailleurs may require a higher level of expertise. You do not need to be a master bicycle mechanic though, working on the basic bicycle is a hands on learning experience and you will pick up the skill very quickly.

Before you get your business off the ground spend some time looking through junk yards, second hand stores and yard sales for spare parts, doing so will reduce your costs considerably, which in turn you will be able to pass on to your customer. Soon you will find people start dropping off their old bicycles on your doorstep just to get rid of them, and this will keep your supply of used bike parts stocked up.

A bicycle repair business can be started out of your garage, but be sure the site for your business is visible from the street, or invest in a large colorful sign to catch your customer’s attention. Marketing your business will be one of your biggest expenses in getting started, in addition to a large visible sign you will need a business phone, a listing in your local yellow pages, and you will want to pass out plenty of fliers to businesses and homes in your area.

If you think you can fix bikes, you have a fantastic opportunity to create not only a nice business and income for yourself, but a wonderful resource for your community.